Isabella is looking to purchase an extremely fancy car without having to pay anything up front. On January 1st, Year 1, a dealer offers her a payment plan for a SportsCar Pro, which requests she pays $2,974 every six months, starting July 1st, Year 1, for the next 6 years. At the end of the six years, Isabella will make the final payment in the payment plan, along with a lump-sum payment of $144,562. Assuming an annual interest rate 10%, how much money would Isabella need today to satisfy this given liability? Round your final answer to the nearest two decimal places.