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Isla, a conservative money manager, has a liquidity ratio of 9 months and current ratio of 5. Why is this not ideal? 4 a) Isla

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Isla, a conservative money manager, has a liquidity ratio of 9 months and current ratio of 5. Why is this not ideal? 4 a) Isla has insufficient liquidity to meet unexpected expenses. b) Isla has excess liquidity, likely earning a low return. c) Isla should maintain her liquidity in the form of a line of credit. d) Isla has not been able to establish the minimum emergency fund

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