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Issue: Nomination and Hibah Issues in the Malaysian Takaful 1.Explain the issues by providing relevance evidence or statistics to justify the importance of the matter

Issue: Nomination and Hibah Issues in the Malaysian Takaful

1.Explain the issues by providing relevance evidence or statistics to justify the importance of the matter discussed. 2. Elaborate the cause and effect of the issues 3. Suggest possible solutions or any limitations to the issues discussed 4. Conclusion

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