ister and an IRA Coward and with the following property: a vacation home he owned by himself a personal residence owned in joint tenancy with naming her as his beneficiary. His adult son owns a life insurance policy on Edward's life. Which schedules must his coco O Schedule A only Schedules A, D, and E Schedules A, D, and I Schedules A, D, E, and I. O Mark for follow YP Question 40 OT 70. How do state estate tax payments or state death tax payments affect the estate tax return? The amount of tax paid is excluded from the gross estate. The amount of tax paid is a deduction from the gross estate The amount paid is a credit against the estate tax. They do not affect the estate tax return