It has been decided to increase the risk weights in respect of consumer credit exposure of commercial banks $,$ including personal loans, but excluding housing loans, education loans, vehicle loans and loans secured by gold and gold jewellery, by $25$ percentage points to $125$ per cent,Risk weight of NBFCs consumer credit exposure $($outstanding as well as new$)$ increased to $125\%$ from $100\%$Risk weight of banks$$ credit card receivables increased to $150\%$ from $125\%$; for NBFC $125\%$ from $100\%$Risk weights on bank loans to AAA, AA$,$ and Arated NBFCs increased by $25$ percentage points