It is important to choose a benchmark when conducting ratio analysis. In your own words,_discuss how the presence of a benchmark helps you interpret the ratio. To make your discussion more specific, provide an example of a benchmark you would choose AND analyse the company's financial risks using either Debt Ratio or Interest Coverage Ratio. It is important to choose a benchmark when conducting ratio analysis. In your own words,_discuss how the presence of a benchmark helps you interpret the ratio. To make your discussion more specific, provide an example of a benchmark you would choose AND analyse the company's financial risks using either Debt Ratio or Interest Coverage Ratio