It is intended to test the hypothesis that the average annual mortgage expense for houses purchased in Puerto Rico is $14,000. After conducting a survey with 60 families with a home, it was found that the average of the sample was $16,000 and the standard deviation of the sample was $2,000. If you want to obtain a 95% reliability level in the test, determine the Z value, which is the correct answer.

7.7

1.5

3.50

2.00