It is March 2020. You have a new client: Mr. and Mrs. Rico. They are age 35. Healthy. No children. Although they have fairly high incomes, they are not sophisticated about money, and they are concerned about starting to save for retirement 2019 Info: Their gross income is $299,000 (Both have wages of $145,000 + they have taxable interest income from savings of $9,000) Mr. Rico is considered an active participant in his employer's 401(k) plan, although Mr. Rico does not contribute to the plan. The employer has 3% matching. Mrs. Rico is not an active participant in an employer retirement plan. They have no IRAs or Roth accounts. Both employers offer health insurance as a fringe benefit, which the Rico's take advantage of. The plans are high deductible plans. Their itemized deductions total $13,000. They have no financial assets other than $300,000 that they inherited, on which they earn the taxable interest of $9,000 mentioned above ($300,000 x 3% interest = $9,000) They had a total of $20,000 withheld from their paychecks for income tax. Instructions: Based on the course so far, complete the 2019 form 1040 for your clients. The form is found on IRS.gov