26. Originally from England, Joy received her permanent Canadian resident status three years ago. She lives in Edmonton, where she works as a surgeon major hospital. She travels back to her home country once a year to spend part of the holidays with her family. Joy meets with a life insurancs sent to enquire about purchasing $1,000,000 of life insurance coverage. Because she is a permanent resident and not a Canadian citizen, Joy is concerned that the insurer might impose special requirements on her application, or restrictions on her policy. What should the agent tell her? The insurer could ask for confirmation of Joy's permanent resident status. O The insurer could limit Joy's coverage to $250,000 due to her permanent resident status. O The insurer could rate Joy as a substandard risk given both her permanent resident status and her travel habits The insurer would simply decline Joy's application, because non-citizens are not eligible for life insurance coverage ose 7 option