It$$s time to evaluate a possible change in credit terms for your firm. The firm currently offers customers credit terms of net $60,$ but you are thinking about offering a cash discount to speed up collections. The new credit terms would be $1/10,$ net $60.$ Your firm$$s cost of funds is $9\mathrm{.}0\%.$ Assuming that all customers will take the discount, and there is no increase in sales, what is the value $($NPV$)$ of the change in credit terms? $($Use an average invoice amount of $$100,000$ for your calculations. You can ignore variable costs for this one since they won't change.$)$