It's February 2021. Suppose the price of stock X is currently $20. You expect this price to go up quite a bit in about a year or so. Suppose that you don't want to commit the capital to buy the shares outright and would prefer to use options. Suppose the the $25 call options for January 2022 cost $5. Can you suggest a way where you buy this option but at the same time enter into another trade to lower its cost?