IVAN Ivan is a quadriplegic. He became a quadriplegic when he was struck by a pallet at his work premises on 3rd January 2015. The load on a forklift driven by Bruce toppled off and fell onto Ivan. Ivan was employed as the managing director of Innovate Pty Ltd, the occupier of the premises in which the accident occurred. Bruce was employed by SkillsShare Pty Ltd, who had sent him to work under a labour hire agreement with Innovate Pty Ltd. Innovate Pty Ltd was deregistered in January 2015. Innovate Pty Ltd was a private company with two shareholders: Ivan and his wife Imelda. Throughout its existence Innovate Pty Ltd had a worker's compensation insurance policy with Target Insurance Pty Ltd, issued pursuant to the Workers Rehabilitation and Compensation Act 1988 ("the WRC Act"). SkillsShare Pty Ltd had similar insurance through Beastly Careless Insurance Pty Ltd. Imelda seeks your advice about what she or Ivan can do to claim a payout for the injury that he suffered. Ivan is 65 and Imelda is 60. Ivan is currently living in a rehabilitation centre where he is learning to use a wheelchair and engage in everyday tasks. He is unlikely to work in paid employment again. He is expected to move back home with Imelda by Christmas 2015. INSTRUCTIONS For the first assignment you will all be acting for the same client. The first assignment task will be to write a letter of advice to Ivan from Dispute A advising him about his alternative dispute resolution process options to deal with his