Ive posted this question twice already with wrong answers, the first part I have done on my own. What is the CORRECT answer for part b please. its under the assumption of 360 days and people keep using 365 with answers of 194% which is impossible

Calculate the APR and rEAR of non-free trade credit associated with credit terms of 3/25, net 85 , and 2.5/15, net 60 , assuming that customers who do not take the discoun a. pay on the last due date. Assume there are 360 days in a year. Do not round intermediate calculations. Round your answers to two decimal places