Ivy and Irene are both unemployed without college degrees. Ivy's neighborhood has a high percentage of jobs available that don't require a college degree, but she has trouble holding onto jobs because she doesn't like taking orders. Irene's neighborhood has a low percentage of jobs available that do not require a college degree; most such jobs have been shipped overseas, & she is unable to afford moving to a new area. Ivy is experiencing a ________ problem while Irene is experiencing a _____