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( ix ) By the end of the first month they had not yet paid the credit card balance, but they intended to pay it
ix By the end of the first month they had not yet paid the credit card balance, but they intended to pay it down to zero early next month.
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x At the end of the first month they estimated that there was about $ owed by them for utilities and water.
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xi At the end of the first month they each took $ out of the bank account as a personal withdrawal.
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xii Their best estimate of depreciation on the van and the catering equipment was $ for the month.
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