j LEIiCUJatE tne rouowmg :5: comment on eacn [snow CBJCULELIOIIS}: 15-Year mortgage refinance and savings Emergency fund ratio Current ratio Housing 1 Housing 2 4 Calculate the PV of each child's college education (Use real vs nominal approach) 5 Calculate the PV of the Young's retirement needs at age 52 (nominal 55) 8,: calculate the PV of the Young's retirement needs now at age 35 [real $ in today's $} 6 Analyze the risk tolerance and asset allocation for the Young's using the PASS score 7' Describe the estate planning documents the Young's need immediately and what are the important provisions of each? If you recommend powers, who is the power holder