Jack (age 45) and Jill (age 42) are married, and their filing status is Married Filing Jointly.Jack is an engineer, and Jill is a homemaker.During 2019, Jack had wages of $115,000 and was covered by a retirement plan at work.They also had interest income of $2,850 and dividend income of $8,580.Jack contributed $6,000 to his traditional IRA account.Jill contributed $3,500 to her traditional account and $2,500 to her Roth IRA account.What amount would their IRA deduction be for the year?

Select one:

a.$3,500

b.$6,000

c.$9,000This answer is incorrect.$9,000 is Jack and Jill'stotal contributions to the traditional IRAs.Jack and Jill's deduction may be limited by their modified AGI if it exceeds limitations.

d.$11,000