Jack and Jill opened a joint \"and\" account in Hill Bank. They deposited PHP 5,000,000.00 to said bank. They have no written agreement as to their share in the amount of deposit. What is the controlling rule as to ownership of the money in the deposit account? Select the correct response: Both of them are the owners of the PHP 5,000,000.00 The answer is not in the available choices. The bank currently owns the PHP 5,000,000.00