Jack Dorsy has gotten into trouble for calling Zackerburgs Metaverze dystopian. Eager to settle out of court, Jack has offered Zackerburg three options to choose from. If Zackerburg can earn a rate of return equal to 7 % rate compounded annually, which option should he choose? Choose the option with the highest value and show calculations for each.

Option 1: $65 million immediately

Option 2: $8.5 million per year for the next 10 years

Option 3: $95 million in 5 years