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Jack has 4 apples and 6 bananas. Jill, on the other hand, has 8 apples and 2 bananas. With these endowments, Jack is willing to

Jack has 4 apples and 6 bananas. Jill, on the other hand, has 8 apples and 2 bananas. With these endowments, Jack is willing to substitute 2 bananas for an apple while Jill is willing to substitute half a banana for an apple. Is this allocation of resources efficient? If not, suggest a Pareto improvement.

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