Jack has the following income and expenses. Find the net monthly cash flow (10 marks) Part-time job: $15 per hour, 20 hour per week Rent: $850 per month College fund from family: 450 per month Personal loan from Bank: $8000 that has to be paid in one year (APR = 16.8%) Tuition and fees: $3550 per semester Scholarship: $3000 per semester Groceries: $85 per week . Internet and phone: $90 per month Assume: 1 month = 4 weeks and 1 year = 2 semester (Please attach the complete solution including the table and Excel formula, for personal loan monthly PMT)