Jack just discovered that he holds the winning ticket for the $87 million "mega" lottery in Missouri. Now he must decide which alternative to choose: (a) a $44 million lump-sum payment today or (b) a payment of $2.9 million per year for 30 years. With the second option, the first payment will be made today. If Jack's opportunity cost is 5%, which alternative should he choose?...Can you show me the answer step by step? I know the answer not the process