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Jamal was driving his car when Mark caused a car accident causing damage to Jamal's car. Jamal has a personal auto insurance policy, but Mark's

Jamal was driving his car when Mark caused a car accident causing damage to Jamal's car.

Jamal has a personal auto insurance policy, but Mark's insurance policy has expired. Although Mark is liable for the damages to Jamal's car, Jamal's insurer covered these damages.

What coverage should be included in Jamal's insurance policy for such thing to happen

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