James Fenimore Cooper has Net Income For Tax Purposes of $95,600, none of which is employment income or income from self-employment. His spouse has Net Income For Tax Purposes of $9,730. Their daughter is 15 years old, lives with them, and has Net Income For Tax Purposes of $6,200. Their son is 21 years old and, because of a mental disability, continues to live with them. He has no income of his own. His disability is not severe enough to qualify for the disability tax credit.

Determine the maximum amount of 2020 Personal Total Federal Non-refundable Tax Credits, including transfers from a spouse or dependant, that can be applied against Federal Tax Payable by James Fenimore Cooper.