James has a disability policy that is partially paid for by his employer. The policy premiums are $100.00 per month. His employer pays 60% of the premiums. Unfortunately, James is deemed disabled and collects $5000.00 per month from his policy. How much of the benefit will be taxable to him monthly? Group of answer choices $3,000.00 $2,000.00 $5,000.00 $0.00