James is the chief executive officer of Rightliving inc.a company that buys life insurance policies at a discount from terminally ill persons and sells the policies to investors. Rightliving pays the policies to investors for 85 percent of the value of the future benefit.The patients receive the cash to use for medical and other expences ,the investors" guaranteed "positive return on their investment and Righliving profits on the difference between the purchase and sales prices.Stilton is aware that some sick patients might obtain insurance policies through fraud. Insurance companies that discover this will cancel the policy and refuse to pay. Stlton belive that most of the policies he has purchased are legitimate, but he knows that some probably are not.Using the information presented in this chapter please give your thoughts to the questions belowe.

1.Would a person who adheres to the principle of rights consider it ethical for Siton not to disclose the potential risk of cancellation to investors?Why or why not?

2.Using Immanuel Kant categories imperative are the actions of Rightliving inc is ethical? Why or why not?

3.Under utilitarism are Stiltons actions ethical?Why or why NOT? What difference does it makes if most policies are legitimate and will be paid rather then being fraudently procured or avoid?

4.Using the Business Process Pragmstism steps discussed in this chapter discuss the decision process Stilton should use in deciding whether to disclose the risk of fraudulent policies to potentially invenstors.