James noticed in his bank account a strange huge withdrawal of money of which he is not aware of$.$ He had contacted the bank and was advised to drop by$.$ Upon review of the statement, particularly on the withdrawal, the bank officer found out that it was a cheque encashment, and the signature of the cheque was forged by his wife. Because of love and to avoid prosecution, James assumes full liability and responsibility for all forged cheques, and he signed a letter from the bank. Does the action of James relieve his wife$$s liability from prosecution? By signing the letter, does it create a contract between James and the bank? Does this contract valid and enforceable?

a$.$

False, false, and false.

b$.$

False, true, and false.

c$.$

True, false, and false.

d$.$

True, true, and true.