Jamie discovers that she has become the victim of identity theft, as her credit report
store had been denied. She had chosen the living room set and tele- r further e at the end of the book to record a be?" Jamie wondered and immediately contacted the credit Current Financial Situation ed the credit bureau for further e vided. Be sure to indicate the use of a credit car sheets are available in Appendix D at the end of Questions 1. Describe any aspects of your spending habits 2. How might your Daily Spending Diary provi Gross monthly salary from $2,750 (net income, $2,175) Checking account, $1,800 Savings account, $7,200 Emergency fund savings account, $2,700 IRA balance, $410 Car. $2.800 Monthly Expenses: Rent, $350 Utilities, $70 Food, S125 25130 Suxdent loan halance, $10,800 (Jamie is Gas/Maintenance, $130 sill fall-time stdent, so no payments are Credit card payment, so required on the loan until after graduation) Credit card balance, $4.250 (total of three store credit cards) 1, what steps should Jamie Lee take to discover the reason for the denial of her cre 2. Jamie discovers that she has become the victim of identity theft, as her credit repor indicates that two credit cards have been opened in her name without her authoriza tion' The police had already been notified the evening of the theft incident in the ment, but what other measures should Jamie Lee take now that she has become a of the identity theft? 3Fortunately for Jamie, she was able to show proof of the theft to the credit bureau her credit applications for her apartment furnishings were approved. The purchase living room furniture, and television a minimum payments among the three accounts total $325 a month. What is Jamie La debt payments-to-income ratio? 182 to $4,250 store had been denied. She had chosen the living room set and tele- r further e at the end of the book to record a be?" Jamie wondered and immediately contacted the credit Current Financial Situation ed the credit bureau for further e vided. Be sure to indicate the use of a credit car sheets are available in Appendix D at the end of Questions 1. Describe any aspects of your spending habits 2. How might your Daily Spending Diary provi Gross monthly salary from $2,750 (net income, $2,175) Checking account, $1,800 Savings account, $7,200 Emergency fund savings account, $2,700 IRA balance, $410 Car. $2.800 Monthly Expenses: Rent, $350 Utilities, $70 Food, S125 25130 Suxdent loan halance, $10,800 (Jamie is Gas/Maintenance, $130 sill fall-time stdent, so no payments are Credit card payment, so required on the loan until after graduation) Credit card balance, $4.250 (total of three store credit cards) 1, what steps should Jamie Lee take to discover the reason for the denial of her cre 2. Jamie discovers that she has become the victim of identity theft, as her credit repor indicates that two credit cards have been opened in her name without her authoriza tion' The police had already been notified the evening of the theft incident in the ment, but what other measures should Jamie Lee take now that she has become a of the identity theft? 3Fortunately for Jamie, she was able to show proof of the theft to the credit bureau her credit applications for her apartment furnishings were approved. The purchase living room furniture, and television a minimum payments among the three accounts total $325 a month. What is Jamie La debt payments-to-income ratio? 182 to $4,250
