Jamie is the named insured under a PAP that provides coverage for bodily injury and property damage liability, medical payments, uninsured motorist coverage, collision, and other than collision. For each of the following situations, determine whether the claim is covered under the PAP.

Jamie loans his car to his friend Bob. Bob loans the car to his son Fred who runs a stop sign and causes $10,000 damage to Cindy's car.

Jamie drives over the border to Mexico and has a collision with another motorist's car.

Jamie is in an accident while test driving a car as a mechanic for her employer Micks Garage.

Jamie is drunk driving and has a collision with another motorist. The other motorist has $20,000 in medical bills and $15,000 of damage to her car.

Jamie is in an accident while transporting a passenger for a fee. The passenger has $5,000 in medical bills.

2. Assume that an insured causes an automobile accident that injures five people and damages one auto. Assume that each of the injured parties successfully sues for $15,000. The damaged auto was worth $20,000. How much would the insurer pay if

a) the insured carried 15/30/5 limits?

b) the insured carried 25/50/25 limits?

c) the insured carried 100/300/50 limits?