Jamie Lee Jackson, age $27,$ full$-$time student and part$-$time bakery employee, has just moved into a bungalow$-$style, unfurnished home

of her own. The house is only a one$-$bedroom, but the rent is manageable and has plenty of room for Jamie Lee. She decided to give

notice to her roommate that she would be leaving the apartment and the shared expenses after the incident with the stolen

checkbook and credit cards a few weeks back. Jamie had to dip in to her emergency savings account to help cover the deposit and

moving expenses, as she had not planned to move out of the apartment and be on her own this soon.

Jamie is in need of a few appliances, as there is a small laundry room, but no washer or dryer, nor is there a refrigerator in the kitchen.

She will also need a living room set and a television because the only furniture she currently has is a bedroom suite. Jamie is so

excited to finally have the say in how she will furnish the bungalow, and she began shopping for her home as soon as the lease was

signed.

The home appliance store, Acme Home Goods, was the first stop as Jamie chose a stacking washer and dryer set, which would fit

comfortably in the laundry space provided. A stainless steel refrigerator was her next choice, and the salesperson quickly began to

write up the order. Jamie was informed that if she opened up a credit card through the appliance store that she would receive a

discount of $10\%$ off her total purchase. As she waited for her credit to be approved, she decided to continue shopping for her other

needed items.

Living room furniture was next on the list as Jamie went to the local home furnishings retailer who had endless choices of complete

sofa sets that included the coffee and end tables as well as matching lamps. Jamie chose a contemporary$-$style set and, again, was

offered the tempting deal of opening a credit card through the store in exchange for a percentage off her purchase and free delivery.

On to the big box retailer where Jamie then chose a $52"1080$p LED HDTV$.$ For the third time, a percentage off her first purchase at the

big box retailer was all that was needed to get Jamie to sign on the dotted line of the credit card application.

Jamie Lee wants to determine if she can afford the monthly payments for all of her purchases before she completes the application

process. Use the information below to determine her debt payment$-$to$-$income ratio.