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Jamie Lee Jackson, age 27. full-ume student and part-time bakery employee, has just moved into a bungalow-style, unfurnished home of her own. The house is

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Jamie Lee Jackson, age 27. full-ume student and part-time bakery employee, has just moved into a bungalow-style, unfurnished home of her own. The house is only a one-bedroom, but the rent is manageable and has plenty of room for Jamie Lee. She decided to give notice to her roommate that she would be leaving the apartment and the shared expenses after the incident with the stolen checkbook and credit cards a few weeks back. Jamle had to dip in to her emergency savings account to help cover the deposit and moving expenses, as she had not planned to move out of the apartment and be on her own this soon Jamie is in need of a few appliances, as there is a small laundry room, but no washer or dryer, nor is there a refrigerator in the kitchen She will also need a living room set and a television because the only furniture she currently has is a bedroom suite. Jamie is so excited to finally have the say In how she will furnish the bungalow, and she began shopping for her home as soon as the lease was signed The home appliance store. Acme Home Goods, was the first stop as Jamie chose a stacking washer and dryer set, which would fit comfortably in the laundry space provided. A stainless steel refrigerator was her next choice, and the salesperson quickly began to write up the order. Jamie was informed that if she opened up a credit card through the appliance store that she would receive a discount of 10% off her total purchase. As she waited for her credit to be approved, she decided to continue shopping for her other needed items. Living room furniture was next on the list as Jamie went to the local home furnishings retaller who had endless choices of complete sofa sets that included the coffee and end tables as well as matching lamps. Jamie chose a contemporary-style set and again, was offered the tempting deal of opening a credit card through the store in exchange for a percentage off her purchase and free delivery on to the big box retailer where Jamie then chose a 527 1080p LED HDTV. For the third time, a percentage oft her first purchase at the big box retailer was all that was needed to get Jamle to sign on the dotted line of the credit card application Jamie Lee wants to determine if she can afford the monthly payments for all of her purchases before she completes the application process. Use the information below to determine her debt payment-to-Income ratio. current Financial Situation Assens HeckInDHI sang gengurange count IRA barce $3150 $2.255 Income $2.200 Gross mentholan $8.000 Net come SB 500 Monthly Expenses 5490 Rent obre 150 vetene her debt payment-to-Income ratio. Current Financial Situation Assets Income: Checking account $2,200 Gross monthly salary $3,150 Savings account $8,000 Net Income $2,255 Emergency fund savings account $3.500 Monthly Expenses IRA balance $490 Rent obligation $430 Car $3,600 Utilities/Electric $110 Llabilities: Utilitles/Water $80 Student loan $11.600 Utilities/Cable $105 (Jamle is still a full-time student, so no Food $165 payments are required on the loan until Gas Maintenance $170 after graduation) Credit card payment Acme Home Goods $1.950 Acme Home Goods Washer/dryer and refrigeraton Local Home Furnishings Local Home Furnishings $2.050 Big Box Store (Sofa set) Big Box Store $1.450 (52" LED HDTV Automobile, Education, Personal and Installment Loans Financial Institution or Description Account Number Student loan Current Balance Monthly Payment Current Balance Monthly Payment Charge Accounts and Credit Cards Financial Institution or Description Account Number Acme Home Goods Local Home Furnishings Big Box Store Other Loans (Overdraft Protection, Home Equity, Life Insurance Loan) Financial Institution or Account Number Current Balance Monthly Payment Description OS Totals Debt payment-to-Income Total monthly debt payments Net after-te ome

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