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Jamila has a personal auto policy (PAP) with the following coverages: Liability coverages: $100,000/$300,000/$50,000, Medical payments coverage: $5,000 each person, Uninsured motorists coverage: $25,000 each

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Jamila has a personal auto policy (PAP) with the following coverages: Liability coverages: $100,000/$300,000/$50,000, Medical payments coverage: $5,000 each person, Uninsured motorists coverage: $25,000 each person, Coverage for Damage to Your Auto: $50,000 with collision loss deductible of $250 and other-than-collision loss deductible of $100, Towing and labor cost coverage: $75 each disablement. To what extent, if any, is each of the following losses covered under Jamila's PAP? Treat each event separately and specify amount of loss covered by Jamila's insurance. a) Jamila rents a car while on vacation. She is involved in an accident with another motorist when she fails to yield the right of way. The injured motorist is awarded a judgment of $100,000. The rental agency carries only liability limits of $30,000 on the rental car. The rental agency carries no collision insurance on its cars and is seeking $15,000 from Jamila for repairs to the rental car. b) Jamila is employed as a salesperson and is furnished a company car. She is involved in an accident with another motorist while driving the company car during business hours. The injured motorist claims Jamila is at fault and sues her for $50,000. Damage to the company car amounts to $5,000. Jamila's company does not have insurance on the car. c) Jamila's car will not start because of a defective battery. A tow truck brings the car to a service station where the battery is replaced. Towing charges are $60. The cost of replacing the battery is $100. (Note: While answering above questions please correctly label your answer for each sub-question as a, b or c and use at least 3 sentences to answer each sub-question.) Jamila has a personal auto policy (PAP) with the following coverages: Liability coverages: $100,000/$300,000/$50,000, Medical payments coverage: $5,000 each person, Uninsured motorists coverage: $25,000 each person, Coverage for Damage to Your Auto: $50,000 with collision loss deductible of $250 and other-than-collision loss deductible of $100, Towing and labor cost coverage: $75 each disablement. To what extent, if any, is each of the following losses covered under Jamila's PAP? Treat each event separately and specify amount of loss covered by Jamila's insurance. a) Jamila rents a car while on vacation. She is involved in an accident with another motorist when she fails to yield the right of way. The injured motorist is awarded a judgment of $100,000. The rental agency carries only liability limits of $30,000 on the rental car. The rental agency carries no collision insurance on its cars and is seeking $15,000 from Jamila for repairs to the rental car. b) Jamila is employed as a salesperson and is furnished a company car. She is involved in an accident with another motorist while driving the company car during business hours. The injured motorist claims Jamila is at fault and sues her for $50,000. Damage to the company car amounts to $5,000. Jamila's company does not have insurance on the car. c) Jamila's car will not start because of a defective battery. A tow truck brings the car to a service station where the battery is replaced. Towing charges are $60. The cost of replacing the battery is $100. (Note: While answering above questions please correctly label your answer for each sub-question as a, b or c and use at least 3 sentences to answer each sub-question.)

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