Jammers Jackson owns several businesses in and around the town of Marshall, TX. Jammers' clientele come from as far away as Shreveport to the east, Dallas to the west, Texarkana to the north, and Carthage to the south. Accordingly, the details of the businesses Jammers owns can be seen below: 1) A Chinese food takeaway restaurant named "Wok in Wok out." 2) A fish and chips restaurant named "Cod Almighty" 3) A pub named "M.T. Pockets," 4) A mobile chicken meal delivery outfit named "Poultry in Motion." 5) A bicycle repair shop call "Cyclelogical," and 6) A landscaping business named "Lawn Order." Clearly, Jammers Jackson is a clever woman. Not surprisingly then, in order to service the fleet of vehicles associated with all these businesses, Jammers Jackson also owns and operates a garage to handle the repair and service work necessary to keep all the vehicles supporting her businesses in proper operating condition. Jackson has her fleet of vehicles insured with All State because she likes the sound of the voice of that guy who does the All State commercials. She happily pays her premium of $5,000 per month to All State because her All State agent has promised that as soon as he is available to meet, Jammers Jackson will get to meet that guy from the All State commercials. Jammers has a total of ten (10) vehicles insured through All State. On any claim that Jammers Jackson might file for the repair of her vehicles, the deductible she would pay would be a form of: Risk Treatment by Risk Reduction Risk Treatment by Risk Avoidance Risk Treatment by Risk Retention Risk Treatment by Risk Transfer