Jan and Dean plan to withdraw from their account $50,000 a year for 20 years, starting today. If the discount rate is 5%, how much do they have in their account today? $1,653,298 $1,000,000 O $654,266 $623,111 None of the above You purchased a small travel trailer for $20,290 today. You took a loan at the annual interest rate (APR) of 3.65%. You are going to put a down payment of $2,000 and to make equal monthly payment for next 6 years starting a month from now. How much is your monthly payment? O $277.33 $314.22 $287.45 O $283.24 $282.38