Jan insured her house $($coverage A$)$ for $$300,000.$ The FMV is $$500,000$ and the replacement cost is $$450,000.$ If Jan's house sustains fire damage and it is deemed a total loss, how much will the insurance company pay, assuming a $$5,000$ deductible?

a$.$

$$245,000$

b$.$

$$250,000$

c$.$

$$295,000$

d$.$

$$300,000$

e$.$

None of the above