Jan is 75 years old when she decides to get a life insurance policy to protect against her financial risks. Currently, Jan has outstanding credit card bills, a mortgage is the primary on her two childrens student loans, and has traditional monthly expenses. Jan is considering the different types of life insurance policies that may be appropriate for her. However, Jan is not in the best of health given her age and is afraid that she may be rejected as a result. Jan turns to you for help in making the decision whether to purchase life insurance or not. What advice would you give Jan for purchasing a life insurance policy that is appropriate for her? Jan decides to purchase the type of policy you suggested in response to A above, with a policy value of $950,000. However, Jan does not disclose all her medical conditions to the insurance carrier during the application process. Four (4) months after purchasing the policy, Jan misread her prescription medication label and consumes more than the recommended dosage. As a result, she enters a 6-month coma and subsequently dies. Kimberly, a beneficiary under her policy, seeks to recover from the policy. Will Kimberly be able to collect from Jans life insurance policy after submitting a claim? In response to at least three of your peers, explain your thoughts on their post and the information that they provided.