Jan sold her house on December 31 and took a $10,000 mortgage as part of the payment. The 10 -year mortgage has a 6% nominal interest rate, but it calls for semiannual payments beginning next June 30 . Next year Jan must report on Schedule B of her IRS Form 1040 the amount of interest that was included in the two payments she received during the year. a. What is the dollar amount of each payment Jan receives? Round your answer to the nearest cent. b. How much interest was included in the first payment? Round your answer to the nearest cent. How much repayment of principal was included? Do not round intermediate calculations. Round your answer to the nearest cent. How do these values change for the second payment? I. The portion of the payment that is applied to interest declines, while the portion of the payment in apperes. II. The portion of the payment that is applied to interest increases, while the portion of the payment is applied to pringal the life of the loan. IV. The portion of the payment that is applied to interest declines, while the portion of the payment that is applied to principal V. The portion of the payment that is applied to interest increases, while the portion of the payment in applied to increases