Jane, a partner in a CPA firm, wishes to borrow money from Company A, which her CPA firm audits. She is a covered member with respect to Company A. Which type of loan would be most likely to impair Jane's independence? 1. Loan against the cash surrender value of her insurance policy. 2. Credit card with a balance of $2,000. 3. Home mortgage to purchase a second home. 4. Automobile loan, which is collateralized by the automobile