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Jane Doe earns $57,600 per year and has applied for an $48,722.28, 25-year mortgage at 16 percent interest, paid monthly. Property taxes on the house

Jane Doe earns $57,600 per year and has applied for an $48,722.28, 25-year mortgage at 16 percent interest, paid monthly. Property taxes on the house are expected to be $4800 per year. What is her gross debt service ratio

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