1. Jane has a PAP with the following coverages:

Liability coverages: $250,000/$500,000/$100,000

Medical Payments coverage: $10,000 each person

Uninsured motorists coverage (bodily injury only): $50,000 each person

Collision loss: $2,500 deductible

Other-than-collision loss: $250 deductible

With respect to each of the following situations (5 points each), please indicate whether the loss is covered (yes/no & which section) and the amount payable, if any, under the policy. Assume that each situation is a separate event (I am not looking for cumulative math across all problems).

1. Janes son, age 17, is driving a family car and causes a multi-car accident. Janes son is sued and a jury awards the three victims $250,000 each for bodily injuries.

2. Jane is walking across a street and is struck by a motorist in the intersection. She has bodily injuries in the amount of $7,500.

3. Janes husband is driving a family car in an ice storm. He loses control of the car and smashes into a neighbors house. The property damage to the house is $150,000. The neighbor files a property damage lawsuit against Janes husband for recovery.

4. Janes other son, age 21, attends college in West Hartford. During a party, someone throws a beer bottle out of a dorm. It strikes Janes car, cracks the windshield, and causes $2,000 in first-party property damage.