Jane is in a common law relationship. She is buying a house and applied for a $250,000 mortgage at DPR Financial. DPR required creditor insurance on Janes life, and today, Jane received the insurance policy contract. The policy is based on post-claim underwriting and has a monthly premium of $88. Which of the following statements about creditor insurance is not true? A. Creditor insurance is unique in that ownership and control of the contract lies entirely in the hands of the creditor B. These contracts are non-cancellable by the insurer as along as mortgage payments are being made C. These plans usually have a longer rescission period than regular life insurance plans D. The beneficiary is always the creditor