Jane started driving for Uber and she knows that she is covered for 50/100/25 and her personal auto policy coverage is 250/500/100 as she wants to make sure her assets are protected. She is at fault in an accident while taking 2 people to the airport on an Uber trip and there was $200,000 in medical expenses to her passengers. What can she expect as coverage?

Neither insurance will cover because she was at fault while transporting passengers for a fee but the passengers should have insurance

Her personal auto coverage will cover the the $200,000 as it is under her limit.

The Uber insurance will cover $100,000 and then her personal property will cover the rest.

The Uber insurance will cover $100,000 but her personal auto insurance will not cover anything as she was transporting people for a fee