Jane works full time and makes $106,000 per year in salary. Her husband Richard does not work. Based on a 25 year time horizon and a rate of 9.0% interest, how much life insurance death benefit coverage should Jane have, in order to ensure that Richard will continue to receive annual income of $106,000 ? $8,978,295.00 10,600,000.00 $1,041,193.44 $106,000.00