Jane would like to retire on $15,000 per month with the first retirement check on the day she retires. She expects to live for 30 years after retirement. If her investment account earns 9%, how much must she have in the account on the day she retires to fund this retirement? (could you please show formulas)

a. 5,400,000

b. 407,004

c. 2,180,000

d. 1,878,210

e. 1,864,228