Janet Jones works for the Bank of Montreal. The bank provides loans to its employees at an annual interest rate of $3\%.$ On April $1$ of the current year, the bank provides Janet with an employee loan in the amount of $$34,000$ at the annual interest rate of $3\%.$ The loan requires annural principal repayments of $$3,400$ on April $1$ of each year. Janet makes the fist annual repayment in the following year. Assume that Canada Revenue Ageng's prescribed interest rates for the current year areas follows:

$01($danvay $1$ to March $31)=7\%$

O$2($Apil $1$ to June $30$