Janice is considering an investment opportunity requiring an investment of $75,000 now and is expected to return $87,000 at the end of one year. Investments of comparable risk in the financial market have a one-year rate of return of 12%. She will finance the investment using an equity line of credit she has with her bank. The bank will charge her an annual interest rate of 7% on the loan. What is the investment opportunity's net present value? Multiple Choice O $12,000.00 o $81,308.41 O $2,678.57 $77,678.57 O $6,308.41