Janice owns a building with a replacement cost of $250,000. she purchases $187,500 of coverage under a property insurance policy that includes an 80 percent coinsurance requirement. if a $32,000 insured loss occurs, how much will janice collect from her insurer, assuming a $0 deductible?

A. 30,000

B. 24,000

C. 31,250

D. 32,000