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Janice plans to save $120 a month, starting today, for 30 years. Kate plans to save $120 a month for 30 years, starting a month

Janice plans to save $120 a month, starting today, for 30 years. Kate plans to save $120 a month for 30 years, starting a month from today. Both Janice and Kate expect to earn an average return of 9 percent on their savings. At the end of the 30 years, how much more will Janice have than Katie

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