Janie has a joint account with her mother with a balance of $573,000. Based on $250,000 of Federal Deposit Insurance Corporation coverage, what amount of Janie's savings would not be covered by deposit insurance? Uninsured amount A certificate of deposit often charges a penalty for withdrawing funds before the maturity date. If the penalty involves three months of interest, what would be the amount for early withdrawal on a CD paying 8 percent and valued at $17,000? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Early withdrawal penalty