Jason, age $25,$ buys a universal life policy with a level death benefit of $$100,000.$ The annual planned premium is $$545,$ which can be changed. Each premium is subject to a $5$ percent premium expense charge. The first$-$year mortality charge is $$100.$ The policy has a monthly administrative charge of $$6.$ The policy has a guaranteed interest rate of $4\mathrm{.}5$ percent and a current interest rate of $6$ percent that is not guaranteed. What's the cash value account end of year?

$$326\mathrm{.}125$

$$267\mathrm{.}165$

$$321\mathrm{.}635$

$$366\mathrm{.}495$